Retail Services

SALARY PLUS LOAN

This credit scheme is available to salary earners. Through this scheme, our qualified applicants can access either short or medium term funding to satisfy their personal financial needs.

AUTO LOAN

This is a consumer credit scheme which allows qualified individuals to part finance acquisition of cars for personal use. Customers can own the car and pay over a period of time.

PFL CASH-BACKED LOAN

Through this scheme, individuals can use their cash investments as collateral to access a loan at a competitive interest rate.

ASSET FINANCE

We offer individuals either finance and operating lease oprions.

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Reserve Funds

A helpful way to earn high returns on idle funds. This is suitable for investors who receive salary income or fixed wages/allowance and wish to grow the money each pay-day.

Benefits

  • Preserve your asset
  • Quarterly interest payment option
  • Flexible entry and exit

Features

  • N50,000 minimum investment
  • N10,000 minimum additional investment
  • Tenor - 24 months

i-Cash Fund

I-cash Fund is a rewarding way to save and get a higher interest rate than a traditional savings account. Suitable for investors who have cash in their current and savings account and wish to earn higher-returns.

Benefits

  • Flexible entry and exit
  • Quarterly interest payment option
  • Interest rate of 11% p.a revolving average

Features

  • N200,000 minimum initial investment
  • N10,000 minimum additional investment
  • Tenor - 24 months

Slip Fund

The slip fund is suitable for investors who want mid-term capital growth by investing for a target project or asset.

Benefits

  • Flexible interest payments
  • Flexible entry and exit

Features

  • N500,000 minimum initial investment
  • N10,000 minimum additional investment
  • Tenor - 18 months
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