Premium

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PERSONAL LOAN

This credit scheme is available to salary earners. Through this scheme, our qualified applicants can access either short or medium term funding to satisfy their personal financial needs.

PFL CASH-BACKED LOAN

Through this scheme, individuals can use their cash investments as collateral to access a loan at a competitive interest rate.

MORTGAGE SUPPLEMENT LOAN

With this option applicants can obtain funds for purposes of augmenting mortgages.

ASSET FINANCE

We offer individuals either finance and operating lease options.

Merit Fund

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The Merit Fund is suitable for investors who want high capital growth over the mid term to meet various objectives such as paying for education, buying a property, or leaving a legacy for loved ones

Key Benefits

  • Mid term wealth growth with high returns
  • Easy Investment tracking
  • Multiple and Convenient Payment options
  • Dedicated expert fund managers
  • Interest rate of 15% p.a. revolving average

Key Facts

N1,000,000 minimum initial investment

₦ 100,000 Minimum Additional Investment

Tenor - 18 months

Plush Fund

The Plush Fund is an open-ended fund suitable for investors seeking short to medium term capital growth

Key Benefits

  • Easy Investment tracking
  • Easy access to your money
  • Multiple and Convenient Payment options
  • Dedicated expert fund manager
  • Interest rate of 15% p.a. revolving average

Key Facts

N10,000,000 minimum initial investment

₦ 500,000 Minimum Additional Investment

Tenor - 365 days

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Premium Fund

The PFL Premium Funds/Coupons are ideal options for investors who want high returns on their funds in the very short term and a hedge against inflation.

Products Tenor Investment Sum Rate per annum
Basic 270 days 11m - 20m 15%
Classic 240 days 21m - 39m 19%
Elite 210 days 40m - 59m 20%
Gold 180 days 60m - 79m 21%
Premium 150 days 80m - 99m 21.5%
Platinum 120 days 100m and above 22% (negotiable)
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