We offer the following services and solutions.
At Paradigm Finance Ltd, we provide tailored financing solutions designed to meet diverse business and personal financial needs, ensuring flexibility, security, and ease of access.
Customized financing solutions to support the growth, working capital, and expansion of Small and Medium-sized Enterprises (SMEs). sustainable growth.
Exclusive financing for clients with fixed deposits at Paradigm Finance Ltd (PFL). Get quick and hassle-free access to credit while leveraging your deposit as collateral, investments.
We empower businesses with Local Purchase Order (LPO) financing, as well as Contract and Receivable Financing, enabling them to fulfill orders, execute contracts,
Designed to assist individuals in securing homeownership, our Mortgage Supplement Loan helps bridge funding gaps, making it easier to meet mortgage obligations and achieve housing goals.
Designed for High Net Worth Individuals (HNIs), salary earners, and professionals, our personal loans provide quick access to funds for various needs, including emergencies,
We help clients acquire essential assets such as vehicles, equipment, and machinery through structured financing solutions that protect cash flow and allow for gradual repayment.
Through strategic partnerships with banks and financial institutions, we finance long-term infrastructure and development projects.
We support businesses engaged in international trade by offering export financing solutions, enhancing liquidity, and improving operational efficiency for exporters.
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
This amount can only be approximated from the amount of time saved and based on the original loan details.
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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